NMIMS – Commercial Banking System & Role of RBI
NMIMS MBA Commercial Banking System & Role of RBI Solved Assignment
1. Banking has changed radically over a period of 50 years starting from nationalization in 1969 of 14 private sector banks to privatization of banks in 1990s. Year 2014 resulted in setting of small Payments Banks in different parts of the country to a diametrically opposite step of mergers and consolidation of many weak public sector banks with a few large PSU banks in 2018/19. What have been the economic and financial compulsions/reasons for such changes in five decades? This overview of changes is essential for understanding the NMIMS MBA Commercial Banking System & Role of RBI Solved Assignment. (10 Marks)
2. Why banks are focusing more on shifting fund based lending to non-fund based lending? Explain different types of fund based and non-fund based lending activities. (10 Marks)
3. Commercial banks are known for providing array of services to customers, the conventional one being on liability side is time and demand liability products. This is a significant aspect that also ties into the NMIMS MBA Commercial Banking System & Role of RBI Solved Assignment key topics.
a. Distinguish between time and demand liabilities and their characteristics (5 Marks)
b. What are reasons for large financial institutions like Industrial Development Bank of India (IDBI) converting to commercial bank like IDBI Bank? Similarly, like Industrial Credit and Investment Corporation of India (ICICI) converted itself as ICICI Bank. The shift in these institutions can be better understood in the context of NMIMS MBA Commercial Banking System & Role of RBI Solved Assignment.