Explain ‘Cryptography’ and the need of keys
Principles and Practices of Banking
Multiple Choices:
Q1. Frequency of First Tranche Returns is:
a. Weekly
b. Monthly
c. Monthly/quarterly
d. Monthly/quarterly/half-yearly
Q2. An order for winding up a banking company can be issued by:
a. The High Court
b. The RBI
c. The Central Government
d. The Supreme court
Q3. Who shall be natural guardian in case of married minor girl?
a. Father
b. Brother in law
c. Father-in-law
d. Husband
Q4. X a partner in the firm XYZ Co. wants to open a Bank account in the firm’s name. It will require signatures of:
a. All partners
b. Any one of the partner
c. Managing partner only
d. Sleeping partner not required
Q5. Public limited companies should have minimum shareholders, before Opening Bank account.
a. 11
b. 7
c. 5
d. 15
Q6. If the beneficiary is government then the Expiry of guarantee is governed by the ‘law of limitation’ ranging from 3 years to:
a. 15 years
b. 30 years
c. 20 years
d. 10 years
Q7. Charge created on LIC Policy is:
a. Lien
b. Hypothecation
c. Pledge
d. Assignment
Q8. The device that combines the parallel input data into single serial output data is known as:
a. Switcher
b. Multiplexer
c. Encoder
d. Front end processor
Q9. In market skimming pricing strategy:
a. Initially price is lower and then it is increased
b. Initial price is high and is maintained high
c. Initial price is low and is maintained low
d. Initially price is higher and then it is reduced
Q10. The marketing personnel need information ………… intervals.
a. At yearly
b. At quarterly
c. At monthly
d. On a continuous basis and regular
Part Two:
Q1. Explain ‘Cryptography’ and the need of keys. Convince.
Q2. Define the term ‘obscenity’ used in E-commerce.
Q3. What do you understand by Real time accessement?
Q4. What ‘Marketing mix’ conveys in modern marketing theory? Explain in short.
Q5. Write a note on ‘Labeling’ in product development.
Q6. Discuss the mechanism of forfeiting and the role played by banks in forfeiting transactions.
Q7. How does forfeiting differ from factoring?
Q8. Discuss the mechanism of forfeiting and the role played by banks in forfeiting transactions.
Q9. How does forfeiting differ from factoring?
Q10. Government securities are referred to as ‘gift-edged securities’, as they are absolutely secured. RBI, being the banker to the Government, issues different types of paper on behalf of the latter, to cater various requirements. Discuss the various types of Government securities that are issued by the RBI.
Q11. A sound regularly framework in regulating capital markets is expected to provide transparency, maintain market integrity, fairness and ensure investor protection. However, lack of adequate regulations can lead to manipulations which endanger the integrity of the market and damage the confidence of investors and market participants in India?
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