Reinsurance in India

Reinsurance in India

Discuss the changing trends in the insurance industry in India after the terrorist attack on the World Trade Center

These caselets discuss the need and significance of reinsurance for an insurer. They also discuss how reinsurance stabilizes the loss experience of an insurer. 

Caselet 1 examines the social responsibility of insurance companies in India. The issues involved in settling claims after the Gujarat riots are also discussed in the caselet. The latter part of the caselet deals with the need for a reinsurer and the different types of reinsurance available. Different modes for cushioning the loss are discussed in 

Caselet 2. Specifically, the caselet examines the terrorism risks and the ways in which insurers can minimize the impact of such risks on their companies.

Issues:

  1. Understand the need for insurance companies to be socially responsible (specially after the Gujarat riots)

  2. Discuss the changing trends in the insurance industry in India after the terrorist attack on the World Trade Center

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